A RARE WATERFRONT ESTATE ON THE ST JOHNS! A rural hideaway with conveniences nearby. Situated in a unique high-bluff area, 150ft of frontage, & NO FLOOD INS req. The main home ('08 remodel) is 2032SF w/ split plan 3 beds/2 baths, breakfast nook, formal dining, and pool. The Guesthouse ('08) is 960SF w/ 2 beds/2 baths, office, & laundry. Use for In-laws or Rent It Out! Dock/boathouse w/ Lift, Workshop, & 3-Car Garage on just over an acre! Never run out of space for your people or your pastimes!. Inside, you'll find a large family room with gas fireplace and hardwood floors, a formal dining room, and master bedroom all with French doors leading to the beautiful pool/patio and a view of the river. Gorgeous Spanish tile floors in the entry, dining, and kitchen with stainless appliances and granite countertops. Off of the kitchen is a small flex space for an office or eat-in. Down the hall, you'll find more river views, two more bedrooms and a second bathroom. And next door, 960sf offers your guests or in-laws a very comfy stay. Relax or entertain in your huge screened patio (w/ a heated pool/spa) area while soaking in the panoramic views beyond the manicured grounds. Walk down your dock and hop in your boat to grab a bite at a nearby restaurant, enjoy shopping or festivals at Palatka's downtown RiverFront Park, play on the water, ski/wakeboard, or go fishing! If it's nature you want, kayak the shoreline, laze with the manatees, or watch the Bald Eagles and Herons fishing. In the evenings, you will enjoy stunning sunsets, leading to the tranquility of a star filled sky and the sounds of nature. All of this on a quiet cul-de-sac, in a friendly neighborhood with no rules to break. UPDATES & EXTRAS: Convection Range Nov 2019 Culligan Water Softener System Sept 2019 Refrigerator 2018 Dock w/ 2-level boathouse w/ electric lift & water 2016 4 ton/16 SEER AC 2015 (w/ ext warranty to 2025) Dishwasher & Washer/Dryer 2014 Automatic Sprinkler System Solar Heated Pool w/ Hot Tub